Woman looking at her phone while on her couch with her dog

Checking Accounts

First State Bank offers a variety of checking account options tailored to you to help you get the most beneficial account for your lifestyle. Find out which account would fit your needs best using the table below: 
 
Accounts Minimum deposit Fees Account Features
Regular Checking $100 No fees for inquiry, deposits or withdrawals
$5.75 maintenance fee per statement cycle
$0.15 per check fee for each item		 A credit of $0.10 for each $100 of average daily balance in your account during the statement cycle
Student Checking $100
No fees for inquiry, deposits or withdrawals
$1 maintenance fee each statement cycle.
$1 ATM fee
 Cellular phone protection and identity theft 911.
Senior Checking $100
No fees for inquiry, deposits or withdrawals
No regular maintenance fees if account holder is 55 years old or older
 N/A
1st Choice Checking $100
No fees for inquiry, deposits or withdrawals
$10.50 maintenance fee per statement cycle
No fees on traveler's checks or cashier's checks
Accidental death insurance of $20,000
Unlimited check writing
Safe deposit box rental fee discount
​​​Standard basic checks at no charge
Cellular phone protection
1st Choice 55 PLUS Account $100
No fees for inquiry, deposits or withdrawals
$8.50 maintenance fee per statement cycle
Applicants must be 55 or older
Accidental death insurance of $20,000
Unlimited check writing
Safe deposit box rental fee discount
Standard basic checks at no charge
Cellular phone protection
NOW Account $1,000 $6.25 minimum balance fee if balance drops below $1,000 on any day during statement cycle
For personal customers only
Maintain $1,000 minimum balance each day in the statement cycle to obtain the disclosed annual percentage yield
SUPERNOW Account $2,500 $9.00 minimum balance fee if balance drops below $2,500 on any day during statement cycle
For personal customers only
Maintain $2,500 minimum balance each day in the statement cycle to obtain the disclosed annual percentage yield
EChoice Checking Minimum $25 to open
A maintenance fee of $5.00 will be imposed each statement cycle.
 
An ATM maintenance fee of $1.00 will be imposed each month.
A paper statement will not be issued with this account. therefore a valid email address is required.
 
A Certified Account by Bank On National Account Standards

eChoice Customer Worksheet











Man paying for something with a card on his smart phone while his dog sits next to him on the couch

Credit cards, for everyday purchases.

 
The more you use your card, the faster you collect rewards.