Find out which account would fit your needs best using the table below:
Our Available Accounts
| Minimum deposit | Fees | Account Features | |
|---|---|---|---|
| Regular Checking | Minimum deposit $100 | Fees No fees for inquiry, deposits or withdrawals | Account Features A credit of $0.10 for each $100 of average daily balance in your account during the statement cycle |
| Business Checking | Minimum deposit $100 | Fees No fees for inquiry, deposits or withdrawals $6.25 maintenance fee per statement cycle $0.15 per check fee for each item $0.03 fee of each clearing ACH and transit item | Account Features A credit of $0.10 for each $100 of average daily balance in your account during the statement cycle |
| Student Checking | Minimum deposit $100 | Fees No fees for inquiry, deposits or withdrawals $1 maintenance fee each statement cycle. $1 ATM fee | Account Features Cellular phone protection and identity theft 911. |
| Senior Checking | Minimum deposit $100 | Fees No fees for inquiry, deposits or withdrawals No regular maintenance fees if account holder is 55 years old or older | Account Features |
| 1st Choice Checking | Minimum deposit $100 | Fees No fees for inquiry, deposits or withdrawals $10.50 maintenance fee per statement cycle No fees on traveler's checks or cashier's checks | Account Features Accidental death insurance of $20,000 Unlimited check writing Safe deposit box rental fee discount Cellular phone protection |
| 1st Choice 55 PLUS Account | Minimum deposit $100 | Fees No fees for inquiry, deposits or withdrawals $8.50 maintenance fee per statement cycle | Account Features Applicants must be 55 or older Accidental death insurance of $20,000 Unlimited check writing Safe deposit box rental fee discount Standard basic checks at no charge Cellular phone protection |
| Savings Account | Minimum deposit $50 | Fees $6.25 charge each month if balance drops below $50 $1.25 fee for each withdrawal after 6 | Account Features 6 free withdrawals per month |
| NOW Account | Minimum deposit $1,000 | Fees $6.25 minimum balance fee if balance drops below $1,000 on any day during statement cycle | Account Features For personal customers only Maintain $1,000 minimum balance each day in the statement cycle to obtain the disclosed annual percentage yield |
| SUPERNOW Account | Minimum deposit $2,500 | Fees $9.00 minimum balance fee if balance drops below $2,500 on any day during statement cycle | Account Features For personal customers only Maintain $2,500 minimum balance each day in the statement cycle to obtain the disclosed annual percentage yield |
| Money Market Checking Account | Minimum deposit $2,500 | Fees $9.00 minimum balance fee if balance drops below $2,500 on any day during statement cycle | Account Features Up to 6 transfers in a 4-week period Maintain $2,500 minimum balance each day in the statement cycle to obtain the disclosed annual percentage yield |
| EChoice Checking | Minimum deposit Minimum $25 to open | Fees A maintenance fee of $5.00 will be imposed each statement cycle. An ATM maintenance fee of $1.00 will be imposed each month. | Account Features A paper statement will not be issued with this account. therefore a valid email address is required. A Certified Account by Bank On National Account Standards |
| Minor's "Race to Save" Account | Minimum deposit Minimum $25 to open | Fees A $ 1.25 fee will be imposed for each withdrawal after six (6) per month. | Account Features |
