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Accounts

Find out which account would fit your needs best using the table below:

 

Our Available Accounts

List of all of the Checking and Savings accounts
Minimum depositFeesAccount Features
Regular Checking
Minimum deposit
$100
Fees

No fees for inquiry, deposits or withdrawals
$5.75 maintenance fee per statement cycle
$0.15 per check fee for each item

Account Features
A credit of $0.10 for each $100 of average daily balance in your account during the statement cycle
Business Checking
Minimum deposit
$100
Fees

No fees for inquiry, deposits or withdrawals

$6.25 maintenance fee per statement cycle

$0.15 per check fee for each item

$0.03 fee of each clearing ACH and transit item

Account Features
A credit of $0.10 for each $100 of average daily balance in your account during the statement cycle
Student Checking
Minimum deposit
$100
Fees

No fees for inquiry, deposits or withdrawals

$1 maintenance fee each statement cycle.

$1 ATM fee

Account Features

Cellular phone protection and identity theft 911.

Senior Checking
Minimum deposit
$100
Fees

No fees for inquiry, deposits or withdrawals

No regular maintenance fees if account holder is 55 years old or older

Account Features
1st Choice Checking
Minimum deposit
$100
Fees

No fees for inquiry, deposits or withdrawals

$10.50 maintenance fee per statement cycle

No fees on traveler's checks or cashier's checks

Account Features

Accidental death insurance of $20,000

Unlimited check writing

Safe deposit box rental fee discount
​​​Standard basic checks at no charge

Cellular phone protection

1st Choice 55 PLUS Account
Minimum deposit
$100
Fees

No fees for inquiry, deposits or withdrawals

$8.50 maintenance fee per statement cycle

Account Features

Applicants must be 55 or older

Accidental death insurance of $20,000

Unlimited check writing

Safe deposit box rental fee discount

Standard basic checks at no charge

Cellular phone protection

Savings Account
Minimum deposit
$50
Fees

$6.25 charge each month if balance drops below $50

$1.25 fee for each withdrawal after 6

Account Features
6 free withdrawals per month
NOW Account
Minimum deposit
$1,000
Fees
$6.25 minimum balance fee if balance drops below $1,000 on any day during statement cycle
Account Features

For personal customers only

Maintain $1,000 minimum balance each day in the statement cycle to obtain the disclosed annual percentage yield

SUPERNOW Account
Minimum deposit
$2,500
Fees
$9.00 minimum balance fee if balance drops below $2,500 on any day during statement cycle
Account Features

For personal customers only

Maintain $2,500 minimum balance each day in the statement cycle to obtain the disclosed annual percentage yield

Money Market Checking Account
Minimum deposit
$2,500
Fees
$9.00 minimum balance fee if balance drops below $2,500 on any day during statement cycle
Account Features

Up to 6 transfers in a 4-week period

Maintain $2,500 minimum balance each day in the statement cycle to obtain the disclosed annual percentage yield

EChoice Checking
Minimum deposit
Minimum $25 to open
Fees

A maintenance fee of $5.00 will be imposed each statement cycle.


An ATM maintenance fee of $1.00 will be imposed each month.

Account Features

A paper statement will not be issued with this account. therefore a valid email address is required.


A Certified Account by Bank On National Account Standards


eChoice Customer Worksheet

Minor's "Race to Save" Account
Minimum deposit
Minimum $25 to open
Fees

A $ 1.25 fee will be imposed for each withdrawal after six (6) per month.

Account Features
 
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